Financial Planning
Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. A well-grounded and effective plan goes beyond the realm of saving, budgeting, and investing. It also considers other elements of your financial picture, including insurance planning, tax planning, retirement planning, estate planning, and much more.
We employ a fully integrated total wealth management framework that provides a more complete view of our clients’ financial condition and planning issues. This approach leads to more effective decisions in that each component of the clients’ financial situation is analyzed and evaluated.
Financial Planning & Consulting Packages
Core
Organize and set a course for your financial future.
Hours: 4+
Initial Meetings: 3
Engagement: 6 Months
Areas of Analysis:
- Detailed Cash Flow / Budgeting
- Net Worth Statement
- Investment Analysis (Risk Tolerance, Asset Allocation & Placement, Savings Strategies)
- Retirement Outlook & Funding
- Life Insurance Review
- Education & Real Estate Purchase
- Employee Benefits Review
- Beneficiary Audit
Benefits & Deliverables:
- Online Financial Portal
- Real Time Plan & Account Data
- Full PDF Financial Plan
- Personalized Recommendations
- Prioritized list of Action Items
Initial Plan: $1,500+
Comprehensive
Fully evaluate and prioritize your finances.
Hours: 6+
Initial Meetings: 4
Engagement: 12 Months
Core Plus
Areas of Analysis:
- Risk Assessment (Life, Disability, LTC, P&C Coverage, Stock Concentration)
- Basic Estate Planning(Wills, Rev. Trust, POA, Heath Care Directives)
- Executive Compensation & Stock Options
- Multiple Goal Analysis
- What-if Scenarios
Benefits & Deliverables:
- Coordination of action items with CPA’s, Attorneys, Lenders
Initial Plan: $2,500+
Advanced
Focus on protecting and building your legacy.
Hours: 12+
Initial Meetings: 4-6
Engagement: 12 Months
Comprehensive Plus
Areas of Analysis:
- Charitable Planning Strategies
- Alternative Investment Strategies
- Complex Trust & Wealth Transfer strategies
- Federal Estate & State Estate Tax Mitigation
- Family Wealth Planning &
- Education
- Business Succession Planning
Benefits & Deliverables:
- Advanced Deliverables
- Trust & Estate Flow Illustrations
Initial Plan: $5,000+
Ongoing Financial Planning – Maintenance and Renewals
We offer ongoing financial planning and consulting services to assist with implementation and accountability to your financial plan. Starting at $250 per hour with a minimum of 3 hours after the initial plan engagement.
*Our financial plan expires after 1 year if they are not renewed. Plan renewals cost may be re-assessed for circumstantial events that require additional time commitment and analysis.
Cycle of the CFP Planning Process
© 2024 CFP Board
Book an initial consultation with one of our financial professionals to create your personalized financial plan.
